Compound Equity & SIP Model

Simulate long-term wealth compounding and inflation-adjusted equity performance.

Growth Analytics

Principal Invested ₹54,00,000
Estimated Wealth Generation ₹1,84,20,500
Total Portfolio Value ₹2,38,20,500

Options Strategy Payoff & Breakeven

Compute directional risk limits, asymmetric reward thresholds, and expiration P&L.

Payoff Matrix

Calculated Breakeven ₹23,420.00
Maximum Risk Profile ₹10,500.00
Maximum Reward Potential Unlimited

Futures Margin & ROIC Calculator

Analyze leverage efficiency, SPAN/Exposure margin ratios, and directional return on capital.

Margin Efficiency

Total Notional Exposure ₹31,25,000
Margin Deployed ₹5,62,500
Net Strategy Profit +₹75,000
Return on Margin (ROIC) +13.33%

Forex Pip Value & Currency Spread

Evaluate exchange rate variance, lot scaling, and pip-value monetization.

Forex Analytics

Net Pip Movement 50.0 Pips
Pip Monetary Yield ₹2.50
Net Trade Return +₹12,500.00

Multi-Commodity Contract Pricing

Calculate precise market value shifts and percentage returns for Bullion, Energy, and Metals.

Commodity P&L

Notional Contract Value ₹72,50,000
Absolute Profit / Loss +₹1,70,000
Percentage Gain +2.34%

Crypto Perpetual & Liquidation Risk

Simulate leverage buffers, maintenance margins, and liquidation price thresholds.

Liquidation Guard

Total Notional Position $50,000.00
Liquidation Threshold $62,660.00
Distance to Liquidation -3.60%

Black-Scholes Options Pricing & Greeks

Calculate theoretical option fair value, Delta, Gamma, Theta, Vega, and Rho.

Theoretical Greeks

Fair Call Price ₹384.50
Delta ($\Delta$) 0.482
Gamma ($\Gamma$) 0.0014
Theta ($\Theta$ Daily) -₹42.20

Portfolio Value at Risk (VaR)

Measure maximum potential loss over a specific timeframe at a 95% or 99% confidence interval.

Risk Exposure

Daily VaR (%) -4.19%
Maximum Capital at Risk ₹2,09,700
Stress Capital Floor ₹47,90,300

Brokerage, Statutory Charges & Contract Note

Computes brokerage, exchange charges, STT, stamp duty and GST exactly as they appear on a broker's contract note (NSE equity, standard 2026 tariff).

Contract Note Breakdown

Buy Turnover / Sell Turnover₹1,00,000 / ₹1,04,000
Total Brokerage (Buy + Sell)₹40.00
Exchange Transaction Charges₹6.06
SEBI Turnover Charges₹0.20
GST @18% on Broker Charges₹8.33
STT (Securities Transaction Tax)₹104.00
Stamp Duty₹15.00
Total Statutory + Broker Charges₹173.59
Net P&L (after all charges)+₹3,826.41
Breakeven Price per Share₹500.87

GST Utilization on Trading & Broking Charges

As per current CGST Act rules, GST @18% applies only on the broker's service charges (brokerage, exchange transaction charges, SEBI charges, DP/demat charges) — never on the trade value, STT or stamp duty. Input Tax Credit (ITC) can be utilized only if trading forms part of a GST-registered business.

GST & ITC Utilization

Taxable Value (Service Charges Only)₹580.00
GST Payable₹104.40
Input Tax Credit (ITC) Eligible₹0.00
Net GST Cost (after ITC utilization)₹104.40
STT / Stamp Duty (Outside GST Scope)Not Applicable Here

Dividend & Rate of Return Calculator

Computes Sum Investment, Dividend Received and Rate of Return for Situation I (at the time of buying / while holding) and Situation II (at the time of selling).

Situation I — At Time of Buying / Holding

(1) Sum Investment₹1,00,150
(2) Dividend Received₹4,000
(3) Rate of Return (Dividend Yield)3.99%

Situation II — At Time of Selling

(1) Sum Investment₹1,00,150
(2) Dividend Received₹4,000
Net Sale Proceeds₹1,12,340
Total Gain (Capital + Dividend)₹16,190
(3) Rate of Return (Total)16.17%

Advanced Mutual Fund Calculator

Models SIP or Lumpsum mutual fund growth net of expense ratio, with effective post-cost CAGR.

Mutual Fund Projection

Total Amount Invested₹18,00,000
Effective Post-Expense CAGR11.00%
Estimated Wealth Gain₹15,20,000
Maturity Value₹33,20,000

Investment Decision Advisor

Answer a few questions to get a rule-based, educational allocation suggestion. This is not personalized investment advice — consult a SEBI-registered advisor before investing.

Suggested Allocation

Equity Allocation60%
Debt / Fixed Income Allocation30%
Gold / Alternatives Allocation10%
Suggested RouteDiversified Equity + Debt Mutual Fund SIP